The number one budget killer for small business owners - spending your time like it's free. The second biggest budget killer - hidden expenses. Here's the deal. Not one business owner, of the thousands I've met, has EVER come to me complaining that they had a stack of marketing money sitting around waiting for someone to tell them how to spend it. The fact is that 86% of small businesses don't have a marketing plan or budget. Business owners usually come to me, because they'